Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service. Business, for the purpose of the California Consumer Privacy Act (the “CCPA”), refers to Preston Protects as the legal entity that collects Consumers’ personal information and determines the purposes and means of the processing of Consumers’ personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of Consumers’ personal information, that does business in the State of California.

Company (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Preston Protects, PO Box #251222, St. Paul MN, 55120, as well as each of its direct and indirect subsidiaries, sister companies, and parent companies.

Consumer, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident.

A resident, as defined in the law, includes

(1) every individual who is in the USA for other than a temporary or transitory purpose, and

(2) every individual who is domiciled in the USA but is outside the USA for a temporary or transitory purpose.

Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website, among its many uses.

Country refers to the United States.

Device means any device that can access the Service, such as a computer, a cellphone, or a digital tablet.

Do Not Track (DNT) is a concept promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), to allow internet users to control the tracking of their online activities across websites.

Personal Data is any information that relates to an identified or identifiable individual. For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You. Sale, for the purpose of the CCPA, means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer’s Personal information to another business or a third party for monetary or other valuable consideration.

Service refers to the Website, as well as the service of offering life insurance and related products of the various carriers with which We are affiliated.

Service Provider means any natural or legal person who processes the data on behalf of Preston Protects. It refers to third-party companies or individuals employed or otherwise engaged by Preston Protects to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service, or to assist the Company in analyzing how the Service is used.

Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service. Website refers to Preston Protects, accessible from www.prestonprotects.com.You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting & Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Email address

First name and last name

Phone number

Address, State, Province, ZIP/Postal code, City

Age and Date of Birth

Medical History

Drug/Alcohol Use

Coverage Information / Amounts in which you may be interested

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.

You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.

Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close your web browser.

We use both session and persistent Cookies for the purposes set out below:

Necessary / Essential Cookies: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features.

Cookies Policy / Notice Acceptance Cookies: These Cookies identify if users have accepted the use of cookies on the Website.

Functionality Cookies: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

Preston Protects may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.

To manage Your Account as a user of the Service.

For the performance of a contract for the products, items, or services You have purchased or of any other contract with Us through the Service.

To contact You by email, phone, SMS, or other equivalent forms of electronic communication regarding the Service.

To provide You with news, special offers, and general information about other goods, services, and events similar to those you have already purchased unless You opt out.

To manage Your requests.

We may share your personal information in the following situations:

With Service Providers

For Business transfers

With Affiliates

With Business partners

With other users

Retention of Your Personal Data

Preston Protects will retain Your Personal Data only as long as necessary for the purposes set out in this Privacy Policy.

Transfer of Your Personal Data

Your information, including Personal Data, may be transferred and maintained on computers located outside of Your state, province, country, or other governmental jurisdiction.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

By email: [email protected] mail: PO Box #251222, St. Paul MN, 55129