Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.

Account means a unique account created for You to access our Service or parts of our Service.

Country refers to: United States.

Company (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Preston Protects, PO Box #251222, St. Paul, MN 55129 as well as each of its direct and indirect subsidiaries, sister companies, and parent companies.

Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.

Feedback means feedback, innovations, or suggestions sent by You regarding the attributes, performance, or features of our Service.

Goods refer to the items (products or services) offered for sale on or through the Service.

Orders mean a request by You to purchase Goods from Us.

Service refers to the Website as well as the service of offering life insurance and related products of the various carriers with which We are affiliated.

Terms and Conditions (also referred to as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.

Website refers to Preston Protects, accessible from www.prestonprotects.com.

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms. If You disagree with any part of these Terms, then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Placing Orders for Goods

By placing an Order for Goods through the Service, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Service, You may be asked to supply certain information relevant to Your Order, including, without limitation, Your name, email, phone number, credit card number, expiration date, billing address, and shipping information.

You represent and warrant that:
(i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and
(ii) the information You supply to us is true, correct, and complete.

By submitting such information, You grant us the right to provide the information to payment processing third parties for the purpose of completing Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons, including but not limited to:

Goods availability

Errors in the description or prices for Goods

Errors in Your Order

Suspected fraud or unauthorized/illegal transactions

Availability, Errors & Inaccuracies

We are constantly updating Our offerings of Goods on the Service. The Goods available on Our Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Goods on the Service and in Our advertising on other websites.

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and correct errors, inaccuracies, or omissions at any time without prior notice.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an Order.

The prices quoted may be revised by the Company subsequent to accepting an Order if any occurrence affecting delivery is caused by government action or other matters beyond the control of the Company. In such a case, You will have the right to cancel Your Order.

Payments

All Goods purchased are subject to payment. Payment can be made through various payment methods, such as Visa, MasterCard, Affinity Card, American Express, or online payment methods like PayPal.

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of Your Order.

User Accounts

When You create an account with Us, You must provide Us with accurate, complete, and current information at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

You are responsible for safeguarding the password that You use to access the Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.

You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

Intellectual Property

The Service and its original content (excluding Content provided by You or other users), features, and functionality are and will remain the exclusive property of Preston Protects and its licensors.

Your Feedback to Us

You assign all rights, title, and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty-free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify, and exploit such Feedback without restriction.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Preston Protects.

The Company assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that We are not responsible or liable for any damage or loss caused by or in connection with the use of such third-party websites or services.

Termination

We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason, including without limitation if You breach these Terms.

Limitation of Liability

The maximum liability of Preston Protects under any provision of these Terms shall be limited to the amount paid by You through the Service or $100 USD if no purchases were made.

Governing Law

The laws of the State of Delaware, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service.

Contact Us

If you have any questions about these Terms, You can contact us:

By mail: PO Box #74, Commerce, GA 30529 or By email: [email protected]